Ripple is a gross settlement system, remittance network and payment protocol created by the business Ripple.
The system is created using an open source internet protocol and its native XRP currency. The system aims to enable instant and secure global transactions with no possible chargeback’s. Ripple remains one of the top digital currencies based on market capitalization behind Bitcoin and Ethereum. The idea behind the ripple protocol is a technology infrastructure for financial institutions - Banks and financial groups can implement the Ripple system and then allow their customers to use it also. Features of the Ripple design include gateways, trustlines, credit worthiness, a consensus ledger and a payment/Forex system.
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